Holiday Cancellation Insurance
When you book your holiday the last thing you want to think about is what would happen if you found yourself unable to go. But mishaps do happen, and things can go wrong where the unexpected can ruin your holiday. If you do not have adequate travel insurance you could be liable for a cancellation charge which could amount to the full cost of your holiday including deposits, which is why having holiday cancellation insurance is so important.
It is, of course, very disappointing to have to cancel a holiday but even more so if you have to pay for it as well. When you book a UK cottages or self catering holiday it is often a condition of booking that you have adequate insurance. The holiday cottage owner or self catering accommodation booking agency sometimes recommend or include insurance as part of the deal, but this is not compulsory and if you have your own insurance, you don't need to take it.
Changes in insurance regulations mean that some holiday cottage owners and self catering accommodation booking agencies are not able to sell you holiday cancellation insurance or include it in the price of your holiday. You should therefore satisfy yourself that holiday cancellation insurance appropriate to your own circumstances is available from a source regulated by the Financial Services Authority.
Some holiday cottage owners and self catering accommodation booking agencies may require you to have, or take out, a holiday cancellation insurance but will usually accept your booking subject to you sending them a copy of your insurance certificate.