Backpacker Travel Insurance
Backpacker Travel Insurance is a special kind of travel insurance for backpackers, giving them the freedom to travel to a number of destinations. You can use the Travel Insurance Directory to shop around for the best prices on backpacker travel insurance or check out our Guide to Backpacker Travel Insurance.
Guide to Backpacker Travel Insurance
Backpacker Travel Insurance for the adventurer or for the younger person that simply wants to get away and tour the world. Backpackers as the term implies refers to those persons travelling with their possessions with them literally on their backs.
Backpacker travel insurance is designed to cover the medical essentials and to a lesser degree personal effects and possessions as Backpackers tend not to take a lot of possessions with them as they are on a tighter travelling budget.
Backpacker Travel Insurance also known as Gap Year, Long Stay or Extended Stay travel insurance as the term of cover is normally more than 4 months up to 12 months, which in some cases can be extended to 18 months.
The Backpacker Travel Insurance policy is for the longer stay traveller and permits them to go from country to country and designated by area rather than specific location thereby permitting the policy-holder freedom to travel.
Low cost Backpacker travel insurance doesn't get any cheaper than for the backpacker with good medical levels of cover these policies are available mainly online and the growth of the independent traveller has seen a boom in these types of policies.
The Internet has created an environment for many web sites to offer low cost insurance for the Backpacker and gap year traveller and all you have to do is to shop around for the best deal and compare polices online and even get a further discount for online purchase.
Things to look out for are good levels of cover for Medical expenses, cancellation, cash, passport and documents, travel delay, liability and legal protection which is an essential protection as well as personal possessions cover. Backpacker travel insurance can even permit casual working and some hazardous activities but it's best to check these things before you purchase. Finally make sure you are aware of the Excess which is payable in the unlikely event of a claim.
You can travel the world and enjoy a multitude of experiences and have peace of mind, just in case you lose your rucksack and your passport and money, as long as you have a good backpacker travel insurance policy.
You may want to check out our Guidance notes about travel insurance if this is the first time that you have bought travel insurance online.