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Online Pet Insurance

Online pet insurance is widely available and vitally important if you want to protect your pet. Whether you have a cat, dog, rabbit, hamster or budgie there is an online pet insurance policy available for your pet. There is no free health service for your pet and every visit to a veterinary practice will cost you money, and with vet fees increasing and medical improvements and treatments becoming available, you need to consider online pet insurance.

Online pet insurance is now widely available on the net with cover from a wide source of online pet insurance suppliers. Online pet insurance is easy to do and it is sometimes cheaper to purchase online.

Online pet insurance is important to protect your valuable pet against the rising costs of veterinary fees and the unexpected medical problems that can and will occur throughout the year.

Online pet insurance can cover part or nearly all the costs you are faced with and you can easily compare online pet insurance once you understand what benefits you are really concerned about. Online pet insurance is the same as available off line but with slightly lower premiums.

Online pet insurance falls mainly into three categories:

  • Cover for Life - This covers conditions in subsequent years providing you renew the policy and is the most expensive pet insurance premium;
  • Set Limits of Cover - This type of pet insurance policy sets a maximum amount of money that can be claimed for a given condition, and once that limit is reached, that condition is no longer covered. This is a lower cost pet insurance policy;
  • Annual Set Limits of Cover - This is similar to the Set Limits of Cover with the added limit of cessation of the condition claimed for annually. This type of pet insurance policy appeals to pet owners looking for a budget policy cost.

Online pet insurance is available for virtually every household pet, including the more unusual and exotic such as snakes, rodents, birds and the unusual. As pet owners we all should realise the value and importance of taking out the expense of online pet insurance, which should really be looked at as an investment rather than an expense.

Online pet insurance can provide the protection against unexpected costs to protect your pet as well as protect your bank balance.

You may not know that it's a fact that 50% of household pets will require unexpected veterinary treatment this year but only 10% of those pets will be insured.

Online pet insurance is cheaper when you first acquire your pet, and should also be taken out as early as possible rather than wait until a problem occurs, as it will be too late to take out a policy to cover the problem.

Online pet insurance premiums are either paid annually for a discount or monthly by direct debit and will invariably increase over the years. The premiums for pet insurance are at their lowest when your pet is young.

Online pet insurance will normally cover vet fees, death from accident or illness, third party liability cover, cover to pay for advertising and reward for a lost pet, boarding fees, theft or straying, accidental damage caused by your pet, holiday cancellation cover if you are unable to go on holiday due to your pet suffering an accident or injury, quarantine costs and emergency expenses.

Online pet insurance policies for the most commonly insured pets, such as cats and dogs, will offer a variety of plans providing levels of insurance with annual limits and exclusions, so it pays to read the summary of cover and terms and conditions before you commit to purchasing your online pet insurance plan.